axopays.com wants consumers to be educated, make smart financial decisions, and to be protected from unethical lending practices.
Trust and Truth
axopays.com’s policies and practices conform to fair lending laws like the Truth in Lending Act. Before a consumer enters into a loan agreement, the lender provides exact fees, rates, charges, and other details.
Fair Lending
The Dodd-Frank Wall Street Reform Act states all lenders must engage in “fair lending” practices. The Consumer Financial Protection Bureau enforces these rules.
Current State Regulations
axopays.com encourages lenders to follow applicable federal and state regulations including interest rates, maximum loan terms, rollover limits, fees, and cooling-off periods.